Our leadership team consists of industry specialists with years of experience and expertise in their fields. Backed by a board that is committed to your success, we are excited to help you grow your business.
Leadership Team
Matt Melius
CEO
MATT MELIUS
As SNAP Financial Group’s Chief Executive Officer, Matt is responsible for executive team leadership, strategic direction and implementation of the company’s strategic plan.Matt has over 20 years of executive leadership experience, specializing in financial services products, operating models, regulatory requirements, and industry best practices. Matt has demonstrated an ability to lead high performing teams, grow top line revenue and improve operational efficiency.
Before joining SNAP, Matt acted as CEO at Kilowatt Financial, a financial services company providing consumer payment solutions for business partners focused on providing consumers with residential based clean energy generation solutions and energy efficiency home improvements. He was responsible for all operational aspects of delivering Kilowatt’s consumer finance products, and helped grow the business to become a recognized industry leader, deploying $500M+ in assets. Prior, Matt was the COO of Metris Companies Inc., and served as President and CEO of Direct Merchants Bank, a wholly owned bank subsidiary of Metris focused on their general purpose credit card business. While there, Matt was directly responsible for more than 4,500 employees and over $12 billion in consumer receivables. Matt holds an MBA from the University of Nebraska.
John Maragliano, CPA, CA, CFA
Chief Financial Officer
JOHN MARAGLIANO, CPA, CA, CFA
John is responsible for developing and managing SNAP’s finance and capital strategies while overseeing financing, accounting and reporting functions. He also manages the company’s financial relationships with regulators and investors.
John has over 18 years of experience in the financial services industry, with a focus on banking, insurance and wealth management. His extensive background in business improvement and finance includes financial/management reporting, treasury management, capital management and M&A transactions.
Prior to joining SNAP, John was the Executive Vice President and Group Chief Financial Officer at Butterfield Bank – a publically owned offshore bank with 1,200 employees, $10 billion in assets and $80 billion in off balance sheet assets under administration in six jurisdictions. John played a central role on the executive management team as it navigated the global financial crisis. He’s a Chartered Accountant and holds a Chartered Financial Analyst designation.
Bruce Cleland
Chief Revenue Officer
BRUCE CLELAND
Bruce is responsible for cultivating the SNAP Brand, developing new and existing market opportunities and managing the company’s customer experience program across all channels.
As a seasoned entrepreneur and sales & marketing professional, Bruce has developed, grown, positioned and enhanced countless brands from inception to execution. His expertise includes defining, finding, engaging and retaining high-value customers. Bruce has broad experience in retail, consumer packaged goods and business-to-business environments.
Prior to joining SNAP, Bruce helped launch several organizations including his own successful marketing consulting firm, Bullseye Communications Group, Inc.
Robert Young
Chief Risk Officer
ROBERT YOUNG
As the Chief Risk Officer, Rob leads the organization in consumer and commercial credit, collections, compliance, fraud, and enterprise risk.
With over 2 decades of line management and executive leadership experience in the financial services industry, Rob has led teams across the US in marketing, risk management, finance, operations and data management.
Prior to joining SNAP, Rob served as Chief Credit Officer for Spruce Finance Inc., a specialty finance business in the US focused on energy efficiency lending for homeowners interested in financing home improvements, including solar products. Rob also held the positions of Chief Credit Officer of Kilowatt Financial, Sr. Vice President of Credit Risk for Metris Companies Inc., and Direct Merchants Bank.
Bob Hughes
Chief Information Officer
BOB HUGHES
Bob is responsible for managing Information Technology, which includes SNAP’s business applications and data, technology providers, computing environment, technology security and change management.
He has more than 25 years of diverse leadership experience within the financial services, consulting, and manufacturing industries. His expertise includes IT strategy and planning, systems development, purchased application integration, project management, data management / warehousing, M&A, governance, risk management, and operations.
Prior to joining SNAP, Bob held executive management positions with Sunlight Financial, a financial services company that provides consumer loans to finance residential solar systems; Kilowatt Financial, a financial services company that focused on energy efficiency and solar system loan products; and Metris Companies, a consumer credit card business.
Kevin Stout
SR. Exec. VP Sales, Home Canada
KEVIN STOUT
Kevin is responsible for the ongoing development and execution of programs, strategies, partner revenue-generating business initiatives, and the models for managing all of SNAP’s more than 1,000 vendor partners.
Kevin brings 20+ years of senior management experience leading sales teams across North America.
Prior to being appointed as VP of Sales at SNAP, Kevin worked for Fortune 500 companies implementing and guiding sales teams throughout Canada and in the US.
Feeroza Suchak
Vice President,
Human Resources
FEEROZA SUCHAK
As Vice President, Human Resources, Feeroza is responsible for leading the human resources function for SNAP Financial Group. Feeroza has over fifteen years of comprehensive human resources experience in the Canadian and US markets, collaborating with senior leadership to provide strategic guidance in human resource issues and developing employee relationships to align HR with business objectives.
Feeroza’ s proven expertise lies in Legislation Compliance, Leadership Development, Change Management, Recruitment, Workplace investigations, Benefits Administration and Performance Management.
Prior to joining SNAP, Feeroza was the Director of Human Resources at Volt Canada Inc., where she managed Human Resources and Recruitment Strategies for a multinational company focusing on Technology Outsourcing. Prior to Volt, Feeroza was the Regional Human Resources Manager for Right Management Consultants, a company focusing on Career Transition and Organizational Consulting.
Cindy Williams
Head of Compliance
CINDY WILLIAMS
As Head of Compliance, Cindy is responsible for overseeing and managing programs and policies to ensure the organization is complying with all applicable federal and state laws and regulations.
Cindy has over 25 years of experience in the financial regulatory compliance industry. Her expertise includes consumer lending, risk management, regulatory compliance and internal audit.
Prior to SNAP, Cindy has worked at financial institutions ranging from community institutions to large global banks. Cindy has also worked as a consultant providing regulatory expertise to financial institutions across the country and is also nationally known as a speaker on various regulatory compliance topics. She holds the Certified Regulatory Compliance Manager (CRCM) certification which is the recognized standard of excellence for regulatory compliance professionals working in the financial services area.
